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2y2r new cover2.jpg (27772 bytes)Retirement is obsolete. What's next?
With Americans living longer, healthier lives, the conventional idea of retirement is obsolete.  A vast
population of people 50 to 65 wants to know "What's next?" The old expectation of post-career life was, "Throw in the towel, rest, play and make room for the young and able."  No way this population is going down that road. Many, like Marika and Howard Stone, discover second careers, start their own businesses, or go back to school.  Too Young to Retire answers their burning question with resources, inspiration and good humor. Enlightening exercises and workbook pages as well as a comprehensive list of publications, home exchange organizations, and websites are included to assist readers in making meaningful choices. In bookstores and online.

  • Paperback: 176 pages ; Dimensions (in inches): 0.53 x 8.18 x 5.12
  • Publisher: Plume; Revised edition (May 4, 2004), $13.
  • ISBN: 0452285577

Reviews for Too Young to Retire (Plume 2004)

From Publishers Weekly

As a couple approaching retirement age, the authors came to the realization that "retirement was a great place to visit, but who in their right mind would want to live there?" And so they skipped the Sunbelt retirement and set out to start a new chapter in their lives, which involved the creation of a website (2young2retire.com) and the writing of this book to encourage others to stay in the workforce after 65. Written in a friendly, understanding tone, this volume is both inspirational and realistic. It addresses practical issues like money and provides an extensive list of resources for getting started and formulating ideas. Each chapter also includes a "try this" section, which provides simple and doable ideas for making small life changes on the way to achieving goals. And, indeed, the book does include 101 specific ideas for vocations and avocations to pursue—cake decorator, computer tutor, ghostwriter, nanny, park ranger, wedding planner and many more. The authors also explain what is perhaps the ultimate incentive for staying engaged and active: it’s good for health and longevity. And they offer a host of tips for staying as healthy as possible so would-be-retirees can fully enjoy this fantastic stage of life.
Copyright © Reed Business Information, a division of Reed Elsevier Inc. All rights reserved.

Fred Brock, The New York Times

"This little gem of a book offers sage advice."

There's little question that the traditional concept of retirement — a k a being on vacation for the rest of your life — is rapidly changing to reflect the more proactive mind-set of the baby boomers, as well as the economic realities of shrinking pensions and paltry savings.

Tomorrow's retirees are going to be anything but on a permanent holiday, and two recent books aim to provide some emotional and psychological guidance for a time of life that for many may become known as a postwork career.

The first, "Too Young to Retire," by Marika and Howard Stone, is an offshoot of a Web site the authors run for retirees and those with aspirations to retire. The site, www.2young2retire.com, includes stories about ordinary people who, instead of accepting traditional retirement, have made transitions to new and what they consider more interesting careers and lives.

This little gem of a book offers sage advice on everything from downsizing to diet and exercise. One of my favorite chapters — "101 Opportunities for the Open-Minded" — contains a list of new career opportunities that includes activities as diverse as astrology, dog walking and teaching. In many cases, a Web address is provided to help you start.

The Stones practice what they preach. Mr. Stone, 68, left a marketing career at a publishing company to start the 2young2retire Web site in 1998; Mrs. Stone, 61, is a former freelance business writer who now teaches yoga.

Anne Fisher, ASK ANNIE, Fortune.com

'I Took Early Retirement—But I'm Not Ready to Retire'
The question of what to do in 'retirement' is getting more common. The co-authors of a new book have (count 'em) 101 suggestions.

Dear Annie:

Last year, after a 34-year-career with the same company (I'm almost 56), I took advantage of a generous early-retirement package my employer was offering. It seemed like a great idea at the time, and gives me enough financial security that I don't really have to work anymore, but there's just one problem: I'm bored to tears. Playing golf and taking road trips was fun for a few months, and I am doing some volunteer work I find satisfying, but I need more. How can I figure out what to do next? I don't want another high-pressure job (even assuming I could find one at my age). Any thoughts?
—Not Ready for a Rocking Chair

Dear Not Ready:
You'd be surprised (or then again, maybe you wouldn't) how often people ask me this—and I'm pleased to say there's a new book that may help provide some answers. It's Too Young to Retire: 101 Ways to Start the Rest of Your Life (Plume, $13), by husband-and-wife authors Marika and Howard Stone. The Stones know where you're coming from. Howard had a decades-long career in ad sales and magazine publishing, while Marika worked as a journalist, public-relations exec, and English teacher. Then they retired—and were soon, they recall, "bored out of our skulls." So they launched second careers. Howard got certified as a life coach and motivational speaker at age 64; Marika is editor-in-chief of a website you may want to check out, www.2young2retire.com.

The Stones would like to see the word "retirement" expunged from the language. "Look it up," they write. "It means 'withdraw' or 'retreat.' Doesn't 'renaissance' or 'graduation' or 'transition' better describe your post-career life?" They note that retirement as we usually think of it "is a relatively new concept.... A few generations ago, before Social Security and full-time leisure became embedded as the 'norm,' elders remained productive members of society." And at almost 56, with life expectancies what they are today, you're not even really an "elder" yet, are you?

Both Too Young to Retire and the website are loaded with ideas that may spark some of your own—including dozens of case studies of people who have built great second careers doing what they love. One example: Danielle Bernstein, 55, after a long career in computers, started a new life based on her passion for hiking. She founded a nonprofit organization called Hiker to Hiker that encourages wilderness conservation. J. Leonard Hornstein, a former juvenile-court judge, stepped down from the bench in 1992 at age 62 and has since had two new careers: first as a law professor, and now, after getting the necessary certificate, as an elementary-school teacher.

How can you get started down the path of identifying what you'd like to do next? The authors recommend these four initial steps:

  • Sit down with a pen and paper (or a laptop, or however you're most comfortable) and write a heading: My Dream Job. Then write down everything you can about your ideal job, using as much detail as you can. Write without stopping or editing until you run out of things to say. "Free-writing is a technique that works magic. The goal isn't perfection or eloquence, but truth," the authors write. "Don't worry. You're not obliged to share this with anyone."

  • Now think: Where in your life are you already giving expression to some elements of your dream job? "Spread a wide net and don't get hung up on whether you're getting paid for your labor. What you're after is something you can build on, no matter how small or insignificant it might seem at first."

  • What one step can you take in the next week to explore your idea more fully? "It doesn't have to be much more than a phone call, half an hour surfing the Internet, or an hour at the library," just to get your juices flowing.

  • Create a business card for the career or business you've chosen. (Use a Word or WordPerfect template, then print a couple of sheets on Avery 8371 cards available at most office-supply stores.) "Making your dream concrete, in even a small way, can make it feel almost inevitable."

After 34 years with one company, it may be hard for you to do what car designers call "blue-sky thinking," letting your imagination run where it will. Keep at it until you envision something that really gets your motor running. And at this point in your life, with a financial cushion to fall back on, you don't need to play it too safe. As hockey superstar Wayne Gretzky once told a reporter, "I miss 100% of the shots I don't take." 

http://www.fortune.com/fortune/annie
Send questions to askannie@fortunemail.com.

James A. Cox, MidWest Book Review

"An exciting and dynamic self-help instructional guide . . . highly recommended reading."

Motivational speaker Howard Stone and yoga teacher Marika Stone team up in Too Young To Retire: An Off-The-Road Map To The Rest Of Your Life to present readers with a down-to-earth instructional guide which is drawn from the authors own lives as a couple, their research, and several assorted case histories in order to present practical and effective alternatives to retirement -- including stimulating work and community service. From opportunities to earn money or participate in business, to volunteering one's time, to traveling for fun and profit, Too Young To Retire is an exciting and dynamic self-help instructional guide for charting new possibilities for the future and highly recommended reading -- especially for anyone over the age of 62 and not ready for the rocking chair/nursing home slide into oblivion.

Warren Boroson, Daily Record

" ... an easy-to-read, lively book, with plenty of fresh, useful advice."

A new book by Marika and Howard Stone, called "Too Young to Retire" (A Plume Book, 2004), argues persuasively against retirement - even for people with sunny dispositions.

Retirement, they maintain, is "a social experiment that has outlived its promise." They recommend that people older than 50 continue working - ideally in their dream job but even volunteer work will do.

The couple urge people to choose "daring adventures over the risk-averse monotony their parents settled for."

Work as we have known it "is gasping its last, which means that retirement in the sense it has been understood since 1935, is most certainly defunct."

In their short (157 pages) book, the Stones give case histories of people who shucked boring, high-paying jobs to follow their bliss … they provide all sort of pep talks … they argue that you need far less money to retire on than you think, if you live more simply … and they even castigate certain types of vacations: "The problem with a luxury cruise or exclusive resort is that it can insulate you from the experiences you travel for."

A few years ago, they were worried about their retirement.

"Could we idle away the hours making small talk, puttering around the garden, decorating or redecorating our condo, and waiting for visits from our (yet unborn) grandchildren to break the tedium of a life that was without direction or purpose?"

Howard had been in international advertising and magazine publishing; Marika had been a journalist, English teacher and so forth.

Today, she's the director of a Web site, www.2young2retire.com, and a certified Kripalu yoga teacher. Howard is a certified life coach.

I would have liked the book even more if the authors had provided more financial advice (such as: consider a no-load life-cycle fund) and engaged in less sermonizing ("Think lovely thoughts. Adopt an attitude of gratitude. Seek out laughter every day").

But it's an easy-to-read, lively book, with plenty of fresh, useful advice.

Author Bios

STONE0031-72.jpg (30532 bytes)Howard Stone is co-founder of 2young2retire and its spiritual center.  He ended a long career in international advertising sales and publishing and became a life coach at age 64.  Rejecting the idea of retirement -- a great place to visit but who would want to live there -- he built a coaching practice on helping other mature people discover their own later life callings and passions.  Motivational speaking, coaching, writing and www.2young2retire.com are his.  He is a member of NextAge Speakers, America's only agency featuring nationally recognized experts in the field of longevity.  Too Young to Retire, which he co-authored with his wife and partner, Marika, is his first book. 

Interview or book Howard to speak about:

  • Retiring retirement and facing "what's next"

  • Life planning after 50 -- It's more than the money

  • How to flunk retirement and find your life's work

Contact: howard@2young2retire.com    


STONE0001-72.jpg (28438 bytes)Marika Stone
, co-founder of 2young2retire and its editor- in-chief, has been a teacher of English and writing, journalist, PR account executive, and small business owner with clients that included Eastman Kodak and Sony. Her work has been published in Forbes, Careerjournal.com (Dow Jones), Neatwomeninc.com, Seniority.co.uk., the Sunday Times (London), and scores of trade journals.  She intended to "retire" and write a family history. That plan is on hold while she pursues the mission of retiring retirement, ending ageism in the workplace, and helping people -- especially women of a certain age -- achieve their full potential. She has three avenues for this: Too Young to Retire (the book), the website www.2young2retire.com, and the teaching of yoga.  She is dual-certified as a Kripalu Yoga instructor and Thai Yoga bodyworker.

Interview Marika on the following:

  • It's not working:   Finding balance. Why it matters now and later.

  • Toward wellness:   Best strategies for the 50+ body/mind

  • Getting published is just a good start

Contact: marika@2young2retire.com  

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11/27/2007